Brew and chill your coffee. Use cold brew concentrate diluted to taste, or brew strong hot coffee and cool it fully in the fridge. Cold coffee prevents melting the ice and watering down the drink.
Prepare the coconut cream topping. Scoop 2–3 tablespoons of chilled coconut cream into a small bowl or jar.
Add the sweetener, vanilla, and a tiny pinch of salt. Whisk vigorously or use a handheld frother until slightly thick and silky. It won’t whip like dairy cream, but it will turn smooth and spoonable.
Fill your glass with ice. A tall glass works best.
If you like, add a splash of milk now to soften the coffee’s bite.
Pour in the coffee. Add 8–10 ounces of cold brew or chilled coffee over the ice. Stir to combine with the milk if using.
Top with coconut cream. Spoon the coconut mixture over the coffee. Let it slowly cascade into the glass, or stir for a unified, creamy drink.
Taste and adjust. Add more sweetener if needed.
A pinch more salt can bring out deeper caramel notes without extra sugar.
Optional flair. Dust with cinnamon, microplane a bit of dark chocolate, or drizzle a little extra maple on top.